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Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Collision
Pays for damage to your car caused by a collision with another vehicle or with any other object, regardless who was at fault.
Vehicle ID No. (VIN)
This 17 character number is unique to each vehicle. It identifies characteristics of the vehicle, including manufacturer, year, model, body, engine specifications, and serial number.
Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.
Gap Insurance
Insurance that pays the difference between the actual cash value of a vehicle and the amount still to be paid on the loan. Some gap policies may also cover the amount of the deductible.
Premium Finance Company
A lending institution that finances insurance premiums for a fee.
Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.
Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.
Broker
A person who for payment of a fee procures insurance on your behalf.
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